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Title Loans in Oakland

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in Oakland

4030B International Blvd.
Oakland, CA 94601
(510) 281-5810
View the Location page →

3 Easy Steps to Get a Car Title Loan in Oakland

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Oakland, CA

$5,134

Average Title Loan in Oakland

$10,626

Average Vehicle Value

27

Loans Funded in 2025

48.3%

Average Loan-to-Value

Based on 27 title loans funded in 2025

Most Common Vehicles for Title Loans in Oakland, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Toyota2019107,917 mi5
Honda201491,235 mi4
Acura2011162,000 mi2
Dodge201596,041 mi2
Ford201199,750 mi2

Recent Title Loans Funded in Oakland, CA

The table below shows actual title loans funded in Oakland, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2017ToyotaCorolla117,000$8,096
2011AcuraMDX190,000$2,525
2016KenworthT880-Series300,000$9,515
2006FordF150130,000$3,240
2012HondaAccord130,000$2,525
2013Ram1500500,000$8,715
2013BMWX1119,000$2,525

Frequently Asked Questions About Title Loans in Oakland, CA

 Can I get a title loan on an electric vehicle in Oakland?

Yes. EVs are common across the Bay Area, and we fund title loans on them just like gas cars. The difference is in how we value them.

For an EV, the appraisal looks closely at the model, the battery’s health and remaining range, and how well that model holds its value, since some EVs depreciate faster than others. A newer EV with a healthy battery and a clean title in your name can support a strong loan. If you have a recent battery health or range report, include it with your application and it helps us value the car accurately.

I drive a truck for work out of the Port of Oakland. Can I use it for a title loan?

Yes. We fund loans on work trucks and commercial vehicles, including the heavy rigs that run drayage out of the Port of Oakland. One of our recent Oakland loans was on a Kenworth, so a big rig is not a problem on its own.

The part worth thinking through is that the truck is both your collateral and how you earn a living. We look at its value and condition, a clear title in your name, and whether the payment fits alongside the income you make running it. You can keep working the truck while you repay. Send us the details online and we will tell you what it could support.

Do you only serve Oakland, or the wider East Bay too?

Our office sits on International Boulevard in Oakland, and we regularly help people from across the East Bay, including Alameda, San Leandro, Berkeley, Emeryville, and the nearby unincorporated areas.

You do not have to be in Oakland itself, and you do not have to come to the office. You can apply online from anywhere in the East Bay and get pre-qualified in minutes. If the vehicle needs an in-person look, we book it by appointment at the Oakland office at a time that works for you.

Shir Amram
Written byShir AmramMontana Capital editorial team

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