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Home Louisiana New Orleans

Title Loans in New Orleans

How much could I qualify for?

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Over 375,000+ People Helped Since 2007
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Locations in New Orleans

2645 N Miro St
New Orleans, Louisiana 70117
(504) 569-5358
View the Location page →

3 Easy Steps to Get a Car Title Loan in New Orleans

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in New Orleans, LA

$1,775

Average Title Loan in New Orleans

$6,012

Average Vehicle Value

24

Loans Funded in 2025

29.5%

Average Loan-to-Value

Based on 24 title loans funded in 2025

Most Common Vehicles for Title Loans in New Orleans, LA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Nissan2014110,707 mi5
Chevrolet2013173,927 mi4
Ford2015161,946 mi2
Honda201987,000 mi2
Toyota2010103,800 mi2

Recent Title Loans Funded in New Orleans, LA

The table below shows actual title loans funded in New Orleans, LA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2012KiaForte150,000$1,200
1999ToyotaCorolla200,000$100
2010MitsubishiOutlander153,000$1,300
2015FordF250SD173,891$5,036
2008VolkswagenRabbit85,000$1,300
2003SaturnIon100,200$500
2016ChevroletSpark48,000$1,300

Frequently Asked Questions About Title Loans in New Orleans, LA

I work in New Orleans hospitality, tourism, or the gig economy with tips and variable hours. How do I document income?

Tip income, seasonal hours, and gig or contract work all count for the ability-to-repay review the Louisiana Consumer Credit Law requires; the documentation just needs to reflect a realistic monthly figure rather than your busiest week. Bring 60 to 90 days of bank statements showing deposits, pay stubs or platform earnings summaries, and prior-year tax returns if you report tips or are self-employed.

Because hospitality and tourism work slows in the off-season, borrow against a sustainable monthly average and size the loan so the payment still works in a quieter month. If much of your pay is cash tips, depositing it regularly makes it far easier to document, and we disclose the amount financed, finance charge, APR, and payment schedule in writing before you sign. 

My car could flood in New Orleans. What happens to my title loan?

The loan continues regardless of flooding, so the protection that matters is comprehensive auto coverage, which generally covers flood and storm damage; a home flood policy does not cover your vehicle. In a city where so much sits below sea level and depends on the levee and pump system, confirming comprehensive coverage and a deductible you could manage is worth doing before a storm, not after.

If the vehicle is totaled, the settlement goes first to us as lienholder up to the balance, with any surplus to you. If flooding disrupts your income, contact us before a payment is missed, since Louisiana law permits repossession after default and an early conversation is the best way to keep your car. 

Can I use a work truck as collateral in New Orleans?

Yes. Recent New Orleans loans include a Ford F-250 Super Duty among funded vehicles, so work trucks can qualify. They are appraised with attention to engine and drivetrain condition, bed and towing configuration, any upfit, and a clear, lien-free title in your name, so any existing financing has to be cleared first.

You keep using the truck during the loan as long as you stay current, which is also the central risk if it is how you earn a living. If you own another vehicle you could pledge instead, that may be the safer choice. We provide a written contract with the amount financed, finance charge, APR, payment schedule, and total payments before you sign. 

Shir Amram
Written byShir AmramMontana Capital editorial team

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