Title Loan Activity in the 90640 Area
23
Loans Funded
$4,767
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 2209 W Whittier Blvd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2007 | Toyota | Avalon | 167,000 | $3,106 |
| 2023 | Toyota | RAV4 PRIME | 19,948 | $11,750 |
| 2010 | Toyota | Prius | 200,000 | $4,415 |
| 2014 | Lexus | GS 350 | 120,000 | $5,247 |
| 2017 | Toyota | Camry | 180,000 | $5,130 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($5,430 avg), Ford ($4,326 avg), Honda ($2,735 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Montebello
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 90640, a 2010 Chevrolet Suburban with 136,500 miles was approved for $6,615. Bring your truck or SUV title to get a free estimate.
In the 90640 area, title loans have ranged from $2,510 to $13,290, with an average of $4,767 across 23 loans funded. The largest recent loan was $13,290 for a 2015 Tesla Model S. Your amount depends on your vehicle’s value and ability to repay.
Income verification is a standard part of the title loan process in Montebello, but it does not require a paycheck. The goal is simply to show you can make monthly payments. Accepted alternatives include:
Bank statements showing regular deposits
Social Security or disability award letters
Pension or retirement statements
Tax returns for self-employed applicants
Your car’s value is the main driver of your loan amount in Montebello. Market tools similar to Kelley Blue Book are used to estimate it. Key factors include:
Make, model, year, and trim
Mileage
Overall condition
Accident or damage history
A well-maintained, lower-mileage vehicle will typically support a larger loan. Get a free estimate online to see what your car qualifies for.
