Title Loan Activity in the 70501 Area
29
Loans Funded
$985
Average Loan Amount
2008
Average Vehicle Year
Recent Loans Near 1909 Jefferson St
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2004 | Toyota | Highlander | 200,000 | $700 |
| 2009 | Saturn | Aura | 110,000 | $500 |
| 2017 | Toyota | Camry | 115,110 | $2,411 |
| 2002 | Toyota | Tundra | 326,000 | $500 |
| 2010 | Jeep | Liberty | 201,181 | $600 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($952 avg), Chevrolet ($900 avg), Ford ($1,897 avg)
Know Before You Borrow in Louisiana
- Interest rate cap: Tiered: 36% per year on first $1,400; 27% on $1,401-$4,000; 24% on $4,001-$7,000; 21% on amounts above $7,000
- Loan range: No minimum or maximum set by state law
- Repayment term: Loan terms vary by lender and agreement; no specific statutory minimum or maximum
- Regulated by: Louisiana Office of Financial Institutions (OFI) – Non-Depository Division
For complete Louisiana title loan regulations and consumer protections, visit our full Louisiana guide.
Quick Answers About Title Loans in Lafayette
Yes. The average vehicle year among borrowers in the 70501 area is 2008. A 1997 Buick LeSabre with 123,000 miles recently qualified for $700 near Lafayette. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 70501 was $400 for a 2008 Saturn Aura with 184,863 miles. Across 29 loans in this area, amounts start as low as $400. Your loan amount depends on your vehicle’s current market value.
Your vehicle’s current market value and your ability to repay are the main factors. Most borrowers qualify for up to about 50% of their car’s value. Get a free estimate online to find out what you may qualify for.
In many cases, the entire title loan process can be completed online. Submit your title information, proof of income, photo ID, and vehicle photos through the secure online application. Most borrowers complete everything without an in-person visit.