Title Loan Activity in the 32907 Area
21
Loans Funded
$2,140
Average Loan Amount
2011
Average Vehicle Year
Recent Loans Near 174 Malabar Rd SW #3
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2021 | Chevrolet | Colorado | 76,000 | $6,616 |
| 2015 | GMC | Sierra 2500 | 173,174 | $8,121 |
| 2006 | Toyota | Camry Solara | 200,086 | $1,000 |
| 2005 | Lincoln | Navigator | 198,000 | $1,825 |
| 2014 | Nissan | JUKE | 72,000 | $575 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Ford ($1,450 avg), Chevrolet ($2,802 avg), Toyota ($1,556 avg)
Know Before You Borrow in Florida
- Interest rate cap: Tiered: 30% per year on first $2,000; 24% per year on $2,001-$3,000; 18% per year above $3,000
- Loan range: $250 to $10,000 (typical market range)
- Repayment term: 30-day term, extendable for additional 30-day periods
- Regulated by: Florida Office of Financial Regulation (OFR)
For complete Florida title loan regulations and consumer protections, visit our full Florida guide.
Quick Answers About Title Loans in Palm Bay
Yes. The average vehicle year among borrowers in the 32907 area is 2011. A 2003 INFINITI G35 with 145,000 miles recently qualified for $875 near Palm Bay. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 32907 was $575 for a 2011 Chevrolet Cruze with 122,000 miles. Across 21 loans in this area, amounts start as low as $575. Your loan amount depends on your vehicle’s current market value.
An older vehicle with high mileage can still qualify for a title loan in Palm Bay if it holds sufficient market value. The evaluation considers the make, model, year, mileage, and condition together, not mileage or age in isolation. Get a free estimate online.
A lien-free title or one with very low remaining debt and significant equity is required. A lien-free title means the car is fully paid off and you own it outright. Verify your lien status with the Florida DHSMV before applying.
