Title Loan Activity in the 95991 Area
10
Loans Funded
$6,934
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 615 Colusa Ave a
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2018 | Ford | Fusion | 180,000 | $6,515 |
| 2019 | Hyundai | Tucson | 80,000 | $3,880 |
| 2017 | Dodge | Challenger | 68,000 | $6,215 |
| 2017 | Toyota | Camry | 130,000 | $2,525 |
| 2010 | Toyota | Prius | 254,000 | $4,515 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Kia ($2,766 avg), Ford ($6,528 avg), Toyota ($3,520 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Yuba City
Yes. The average vehicle year among borrowers in the 95991 area is 2015. A 2010 Ford Edge with 154,890 miles recently qualified for $6,540 near Yuba City. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 95991 was $2,525 for a 2018 Kia Forte with 80,000 miles. Across 10 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
A past bankruptcy does not automatically prevent you from qualifying. Title loans are secured by your vehicle rather than your credit history, so the key factors are your car’s current value and your income. If your bankruptcy is discharged and you have a qualifying vehicle, you may still be eligible.
Title loan rates in Yuba City are typically higher than personal loans or credit cards for borrowers with good credit. California caps title loan rates at approximately 39.6% APR for loans between $2,500 and $10,000. If a lower-cost option is available to you, it is worth comparing first.
Loan Type | Typical APR Range | Credit Required
Bank personal loan | 6% to 20% | Good to excellent
Credit card | 20% to 30% | Fair to good
Car title loan (CA) | ~36% to 39.6% (capped) | Not required
