Title Loan Activity in the 95688 Area
3
Loans Funded
$4,282
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 803 Vaca Valley Pkwy # A
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2020 | Chevrolet | Blazer | 54,763 | $5,015 |
| 2013 | Acura | TSX | 190,000 | $5,015 |
| 2013 | Chevrolet | Tahoe | 250,000 | $2,815 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($3,915 avg), Acura ($5,015 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Vacaville
Chevrolet is the most common vehicle among title loan borrowers in the 95688 area, with 2 loans funded. The average loan amount for a Chevrolet here is $3,915, with an average of 152,382 miles on the odometer.
Yes. The average vehicle year among borrowers in the 95688 area is 2015. A 2013 Chevrolet Tahoe with 250,000 miles recently qualified for $2,815 near Vacaville. Your vehicle’s condition and value matter more than its age.
Unlike a bank loan, a car title loan in Vacaville is asset-based rather than credit-based. Approval is based on your vehicle’s value and your income – not your credit history. If you own a qualifying vehicle and have some form of income, you may qualify regardless of your credit score.
Same-day or next-business-day funding is possible for many applicants in Vacaville. The key steps – application, vehicle evaluation, document review, and fund release – can often be completed within one business day when everything is in order.
