Title Loan Activity in the 94086 Area
8
Loans Funded
$6,047
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 1190 W Evelyn Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Nissan | Sentra | 160,000 | $2,525 |
| 2014 | BMW | 3-Series | 112,000 | $2,525 |
| 2023 | Chevrolet | Trailblazer | 5,500 | $14,515 |
| 2016 | Scion | tC | 116,674 | $6,466 |
| 2016 | Toyota | Camry | 110,000 | $9,324 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($7,513 avg), BMW ($2,525 avg), Honda ($4,992 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Sunnyvale
Chevrolet is the most common vehicle among title loan borrowers in the 94086 area, with 3 loans funded. The average loan amount for a Chevrolet here is $7,513, with an average of 107,167 miles on the odometer.
Yes. The average vehicle year among borrowers in the 94086 area is 2014. A 2005 Chevrolet Silverado 1500 with 160,000 miles recently qualified for $4,325 near Sunnyvale. Your vehicle’s condition and value matter more than its age.
Yes, Montana Capital accepts vehicles other than standard cars in Sunnyvale. Eligible vehicle types include:
Trucks, vans, and SUVs
Motorcycles
RVs and motorhomes
ATVs
Commercial trucks (case by case)
In California, the APR on a title loan is capped at 36% plus the Federal Funds Rate – currently around 39.6% APR total – for loans between $2,500 and $10,000.
Loan Amount | Term | Monthly Payment | Total Repaid
,000 | 24 mo | ~77 | ~,252
,000 | 24 mo | ~95 | ~,087
,999 | 24 mo | ~90 | ~4,170
Actual APR, payments, and loan terms may vary. Loans over $10,000 are not subject to the same rate cap.
