Title Loan Activity in the 93065 Area
14
Loans Funded
$5,027
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 1835 Erringer Rd #2
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2014 | Audi | S5 | 109,000 | $7,718 |
| 2015 | Honda | Accord | 234,739 | $5,515 |
| 2019 | Nissan | Sentra | 98,000 | $2,725 |
| 2010 | Cadillac | SRX | 110,000 | $2,525 |
| 2007 | GMC | Sierra 2500 Clsc | 150,000 | $3,615 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Honda ($5,223 avg), Ford ($4,712 avg), Cadillac ($2,525 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Simi Valley
Yes. Vehicles with high mileage regularly qualify. Near 93065, a 2015 Honda Accord with 234,739 miles on it was approved for $5,515. The average mileage among borrowers in this area is 116,557 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 93065, a 2014 Ford F150 with 160,000 miles was approved for $5,409. Bring your truck or SUV title to get a free estimate.
The main differences between car title loans and bank loans:
Feature | Bank Loan | Title Loan
Credit required | Good credit needed | Not required
Funding speed | Days to weeks | Often same day
Interest rate | Lower | Higher
Collateral | Varies | Your vehicle title
Risk | Credit impact | Vehicle repossession if unpaid
Title loans fill the gap when traditional financing is not an option.
Montana Capital in Simi Valley primarily works with passenger vehicles such as cars, trucks, vans, and SUVs. Other vehicles may also qualify, including:
Motorcycles
RVs
Boats
ATVs
Commercial trucks