Title Loan Activity in the 90731 Area
22
Loans Funded
$5,373
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 1323 S Gaffey St #10
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2015 | Toyota | Tacoma | 250,000 | $3,650 |
| 2017 | Hyundai | Elantra | 94,000 | $2,715 |
| 2013 | Ford | F150 | 155,058 | $2,919 |
| 2014 | Toyota | Yaris | 50,200 | $3,015 |
| 2012 | Honda | CR-V | 90,000 | $5,015 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($3,051 avg), Mercedes-Benz ($11,819 avg), Ford ($5,216 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in San Pedro
Yes. Vehicles with high mileage regularly qualify. Near 90731, a 2015 Freightliner Cascadia-Series with 650,000 miles on it was approved for $3,500. The average mileage among borrowers in this area is 137,940 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 90731, a 2014 Ford F150 with 154,000 miles was approved for $8,015. Bring your truck or SUV title to get a free estimate.
A title loan request in San Pedro, CA may be declined if certain requirements are not met. Common reasons include:
The vehicle title is not in the applicant’s name
The vehicle has little or no equity
Required documents or proof of income cannot be verified
Yes, high mileage does not automatically disqualify your vehicle. What matters most is the car’s current market value. A high-mileage vehicle that is well maintained and in good condition may still hold enough value to qualify. Get a free estimate online to see what your vehicle is worth.
