Title Loan Activity in the 92115 Area
22
Loans Funded
$4,583
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 6189 University Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2012 | Toyota | Corolla | 199,454 | $2,694 |
| 2015 | Toyota | Yaris | 175,000 | $3,981 |
| 2014 | Toyota | Camry | 133,000 | $7,675 |
| 2022 | Kia | Sorento | 36,000 | $10,015 |
| 2015 | Ford | Fusion | 98,760 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($5,556 avg), Chevrolet ($4,329 avg), Buick ($3,631 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Mid-City
The smallest recent title loan near 92115 was $2,525 for a 2015 Kia Forte with 53,000 miles. Across 22 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
Toyota is the most common vehicle among title loan borrowers in the 92115 area, with 7 loans funded. The average loan amount for a Toyota here is $5,556, with an average of 148,302 miles on the odometer.
You do not hand over your car when you take out a title loan in San Diego. You hand over the title as security. Your keys stay with you and you keep using your vehicle as normal for the full duration of the loan.
Having an existing auto loan does not automatically disqualify you in San Diego. If your car’s market value is considerably higher than your remaining balance, there may be enough equity to qualify. For example, if your car is worth $15,000 and you owe $,000, that gap may be sufficient. Get a free estimate to find out.