Title Loan Activity in the 93550 Area
49
Loans Funded
$5,059
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 37839 Sierra HWY
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2003 | Toyota | Tundra | 313,000 | $2,815 |
| 2022 | Utility | Curtain Side | 54,487 | $2,553 |
| 2015 | Chevrolet | Silverado 1500 | 287,000 | $3,015 |
| 2019 | Jeep | Renegade | 102,082 | $2,525 |
| 2007 | Chevrolet | Tahoe | 160,000 | $3,613 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Chevrolet ($5,523 avg), Toyota ($4,225 avg), Honda ($4,726 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Palmdale
Chevrolet is the most common vehicle among title loan borrowers in the 93550 area, with 12 loans funded. The average loan amount for a Chevrolet here is $5,523, with an average of 147,612 miles on the odometer.
Yes. The average vehicle year among borrowers in the 93550 area is 2015. A 2003 Toyota Tundra with 313,000 miles recently qualified for $2,815 near Palmdale. Your vehicle’s condition and value matter more than its age.
Yes, Montana Capital accepts vehicles other than standard cars in Palmdale. Eligible vehicle types include:
Trucks, vans, and SUVs
Motorcycles
RVs and motorhomes
ATVs
Commercial trucks (case by case)
Car title loans in California are regulated by the Department of Financial Protection and Innovation (DFPI) under the California Finance Lenders Law. For loans between $2,500 and $10,000, the rate is capped at 36% APR plus the Federal Funds Rate – currently around 39.6% APR total.
Loan Amount | Term | Monthly Payment | Total Repaid
,000 | 24 mo | ~77 | ~,252
,000 | 24 mo | ~95 | ~,087
,999 | 24 mo | ~90 | ~4,170
Actual APR, payments, and loan terms may vary. There is no prepayment penalty – paying off early reduces your total cost.
