Title Loan Activity in the 90247 Area
24
Loans Funded
$4,881
Average Loan Amount
2013
Average Vehicle Year
Recent Loans Near 1084 W Rosecrans Ave
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2010 | Toyota | Prius | 120,000 | $2,525 |
| 2016 | Mazda | CX-5 | 94,481 | $3,015 |
| 2012 | Scion | xD | 60,000 | $2,695 |
| 1964 | Chevrolet | Impala 2D Hardtop | 1,256 | $9,243 |
| 2017 | Toyota | Corolla | 95,000 | $8,015 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($4,901 avg), Honda ($5,683 avg), Chevrolet ($6,629 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Gardena
Yes. Vehicles with high mileage regularly qualify. Near 90247, a 2013 Chevrolet Tahoe with 172,000 miles on it was approved for $4,015. The average mileage among borrowers in this area is 99,551 miles.
Yes. Trucks and SUVs often qualify for higher loan amounts due to their value. Near 90247, a 2013 Chevrolet Tahoe with 172,000 miles was approved for $4,015. Bring your truck or SUV title to get a free estimate.
No, there is no penalty for paying off early. California law prohibits prepayment penalties on title loans. You can pay off your loan at any time and only pay interest for the time you actually hold the loan.
Title loan lenders in Gardena consider all forms of income, not just paycheck employment. If you receive regular income from:
Government benefits (Social Security, disability, unemployment)
Retirement or pension payments
Gig work or self-employment
Other documented sources
