Title Loan Activity in the 93705 Area
21
Loans Funded
$3,572
Average Loan Amount
2015
Average Vehicle Year
Recent Loans Near 2225 N Pleasant Ave,
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Toyota | Tacoma | 122,000 | $4,515 |
| 2009 | INFINITI | G37 | 101,000 | $2,525 |
| 2014 | Ford | F150 | 115,000 | $4,015 |
| 2023 | Kia | Soul | 20,125 | $3,515 |
| 2014 | Hyundai | Sonata | 147,500 | $2,525 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($4,094 avg), Ford ($5,316 avg), Kia ($3,020 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Fresno
Toyota is the most common vehicle among title loan borrowers in the 93705 area, with 5 loans funded. The average loan amount for a Toyota here is $4,094, with an average of 131,823 miles on the odometer.
Yes. The average vehicle year among borrowers in the 93705 area is 2015. A 2009 Honda CR-V with 227,421 miles recently qualified for $2,706 near Fresno. Your vehicle’s condition and value matter more than its age.
Unlike a bank loan, a car title loan in Fresno is asset-based rather than credit-based. Approval is based on your vehicle’s value and your income – not your credit history. If you own a qualifying vehicle and have some form of income, you may qualify regardless of your credit score.
Same-day or next-business-day funding is possible for many applicants in Fresno. The key steps – application, vehicle evaluation, document review, and fund release – can often be completed within one business day when everything is in order.
