Title Loan Activity in the 95828 Area
20
Loans Funded
$4,566
Average Loan Amount
2014
Average Vehicle Year
Recent Loans Near 7232 Frasinetti Rd
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2019 | Harley-Davidson | FLTRX Road Glide | 6,700 | $2,525 |
| 2013 | Mercedes-Benz | GLK Class | 101,000 | $5,403 |
| 2017 | Toyota | Prius | 230,000 | $6,836 |
| 2015 | Chrysler | 300 | 89,000 | $2,525 |
| 2019 | Audi | A6 | 36,500 | $13,000 |
Actual loan amounts vary based on vehicle condition, mileage, and state regulations.
Most Common Vehicles
Toyota ($4,472 avg), INFINITI ($3,770 avg), BMW ($2,525 avg)
Know Before You Borrow in California
- Interest rate cap: 36% per year plus Federal Funds Rate (~39.6% APR as of Feb 2026)
- Loan range: $2,500 to $10,000+
- Repayment term: 12 to 60 months with fixed monthly payments
- Regulated by: Department of Financial Protection and Innovation (DFPI)
For complete California title loan regulations and consumer protections, visit our full California guide.
Quick Answers About Title Loans in Florin
Yes. The average vehicle year among borrowers in the 95828 area is 2014. A 2003 Toyota 4Runner with 200,000 miles recently qualified for $2,525 near Florin. Your vehicle’s condition and value matter more than its age.
The smallest recent title loan near 95828 was $2,525 for a 2016 Honda CR-V with 90,000 miles. Across 20 loans in this area, amounts start as low as $2,525. Your loan amount depends on your vehicle’s current market value.
Yes, both mileage and condition directly affect your loan amount. Market tools like Kelley Blue Book are used to estimate your vehicle’s value. Higher mileage and visible wear reduce that value, which reduces the loan amount available. A well-maintained car will support a larger loan.
Traditional bank loans often require good credit, lengthy applications, and may take days or weeks to fund. A car title loan in Florin is usually faster and uses your vehicle as collateral instead of relying on your credit score. This can make it an option for borrowers who need funds quickly or do not qualify for a bank loan. However, title loans typically come with higher interest rates, and if the loan is not repaid, the lender may repossess the vehicle.