Title Loans in Torrance

3 steps to review your eligibility and loan terms:

Check whether you prequalify

Review estimated amount, APR, fees, terms and repossession risk

Accept only if the payments fit your budget

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Home California Torrance

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in Torrance

3937 W Artesia Blvd
Torrance, CA 90504
(310) 997-4166
View the Location page →

What You Need to Apply

  • Car title in your name, lien-free or nearly paid off
  • Government-issued photo ID, age 18+
  • Proof of income
  • Interior and exterior car photos
  • Car insurance, when required

Title Loan Statistics in Torrance, CA

$2,651

Average Title Loan in Torrance

$7,288

Average Vehicle Value

2

Loans Funded in 2025

36.4%

Average Loan-to-Value

Based on 2 title loans funded in 2025

Most Common Vehicles for Title Loans in Torrance, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Honda20081,288 mi1
Kia201741,000 mi1

Recent Title Loans Funded in Torrance, CA

The table below shows actual title loans funded in Torrance, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2006LexusRX 400h163,000$2,525
2020HondaOdyssey133,000$15,015
2012ScionxD60,000$2,695
2018HyundaiKona48,645$5,015
2019LexusNX 30097,000$2,525
2021MazdaCX-3070,000$6,878
2018SuzukiGSX-R6003,800$4,268

Frequently Asked Questions About Title Loans in Torrance, CA

Do you serve the rest of the South Bay, or only Torrance?

Both. Our office is on West Artesia Boulevard, and we regularly help people from across the South Bay, including Redondo Beach, Gardena, Carson, Lomita, and Hawthorne. You do not have to come to the office to apply. You can start online from anywhere in the area and get pre-qualified, with any in-person vehicle check set by appointment.

Can I borrow more than $10,000 in Torrance?

Sometimes, if your vehicle supports it. California caps the rate on loans between $2,500 and $10,000 at 36% plus the Federal Funds Rate. Above $10,000 that cap no longer applies, so the rate can be higher per dollar borrowed. A higher-value vehicle in good condition can support a larger loan. If you need only slightly more than $10,000, borrowing just under that figure can sometimes cost less overall, and we will show you both options before you decide.

How do I make my title loan payments in Torrance?

You can set up payments through your online account, by phone, or with automatic monthly payments so you do not have to think about it. You never have to come in to pay. We will walk you through the options when your loan is set up, and you can pay ahead or clear the balance early at any time with no prepayment penalty, which lowers the total interest you pay.

Shir Amram
Written byShir AmramMontana Capital editorial team

Have credit concerns?
We will help you!

We can explain eligibility, costs and risks before you decide whether to apply.

A few simple steps for a free quote

Select the amount of cash you want


Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Accessibility Toolbar