Title Loans in Torrance

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Over 375,000+ People Helped Since 2007
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Home California Torrance

How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in Torrance

3937 W Artesia Blvd
Torrance, CA 90504
(310) 997-4166
View the Location page →

What Torrance Customers Say About Montana Capital

Excellent
4.6
Jason M.
1 year ago
Finding installment loans for bad credit with no credit check felt like a rare win. The monthly payments were easy to manage and I didn't have to worry about my credit history holding me back.
Jack T.
1 year ago
Their short term loans with bad credit helped me out when other places said no. I was approved quickly and didn’t have to worry about a long application process.
Josh
3 years ago
When I needed cash fast, title cash loans came to the rescue.The process was efficient, and I walked out with the money I needed without any unnecessary delays. If you're looking for a quick and hassle-free solution, this is the way to go.
Carisio R.
3 years ago
Securing a commercial title loan with the help of this firm was a game-changer for my business. Their expertise in commercial lending and efficient service make them my preferred choice for anyone in need of reliable financial solutions for their commercial vehicle.
Jadser
3 years ago
I was pleasantly delighted to learn that I could obtain a loan with this organization by using the title to my older automobile. When I required financial aid, their willingness to work with many car kinds made them a dependable alternative.
Susana P.
3 years ago
Torrance might be pricey, but this organization provides some of the best auto title loans around. They offered competitive terms and a simple application process. Their dedication to client happiness is evident. Thank you Montana Capital Car Title Loans!!
Samantha B.
3 years ago
I was pleased to learn that this organization would allow me to obtain a loan with the title of my previous vehicle. They were a dependable choice for me when I needed financial aid because of their ability to work with different kinds of vehicles..Thank you Montana Capital Car Title Loans!
Kelly B.
3 years ago
I was pleasantly surprised to discover that I could secure a loan using the title of my older car with this company. Their willingness to work with various vehicle types made them a reliable option when I needed financial assistance.
Cathy R.
3 years ago
I highly recommend this loan company for emergency loans in Torrance. Their quick and reliable solutions were a lifesaver for my financial needs. The process was easy, and their team was friendly and helpful. If you need urgent financial assistance, look no further!
Stella P.
3 years ago
This loan company provides vehicle registration loans near me, making it an optimal choice for expedited assistance. Their availability to my region enabled me to conveniently acquire the financial services I needed. I was impressed by their prompt funding and efficient procedure!
Victor B.
3 years ago
This loan firm is a reliable option if you need to pawn your automobile title. They gave a fair assessment and loan offer, providing a smooth and dependable process.
Lauren
3 years ago
I am so glad that I found this company! They have been a huge help to me in my time of need. I would highly recommend them to anyone who is looking for a home and they can give you a title loan.
Eleanor K.
3 years ago
The loan company has been a great help to me in getting through tough times. They have always been there for me when I needed title, and payday loans and their customer service is excellent.
Joanne P.
4 years ago
This loan company is the best place to get title loans near me. They offer competitive rates and exceptional customer service.
Alexis K.
4 years ago
I'm a Montana Capital Car Title Loans customer and I am writing to let you know that they offer easy online payday loans. They were there when I needed them most, even on weekends!
Lauren D.
4 years ago
I found their website online and was skeptical at first. But I called them up and spoke to a live person to get a title loan online. They explained everything to me with detail and carefully answered all my questions. They are definitely professionals with years of experience in the industry and I'm happy I took their advice!
Lynne H.
4 years ago
I got my title loan from the nearest title loan company, and I was very happy with the experience. The process was very fast and easy, and I was able to get the money I needed when I needed it. I would definitely recommend this company to anyone in need of a title loan.
Phaedra
5 years ago
Fast and easy to get a clear vehicle title loan. In my account in a few hours. Easy repayments with the freedom to pay off faster without fees. Highly recommended.
miriam I.
5 years ago
I needed an quick payday loans. However the costs were a little high around there. I need to say thanks to them for this smooth system.
Mike C.
7 years ago
I was surprised that Montana Capital really provided one day loan approval (actually 1 hour), the best was yet to come. The two ladies that assisted me (Tiara and Mery) were off the chart. Personable to the max, knowledgeable, and professional.

Back in the day my family owned a corporation, Crawford Stores Inc., that built major shopping centers, and ran an extremely successful chain of grocery stores, Gelsons on steroids. Our success was because of our incredible employees, we would have loved to have Tiara and Mery in our corporate family.
Chaka L.
7 years ago
I had a great experience with you guys kiara helped me step by step with everything and I appreciate that she made everything so much easier for me over all I rate her service a 10
Roosevelt M.
7 years ago
The young lady that helped me with the woman was excellent she talk me all the way through everything explained everything took her time called and checked and make sure everything was done right I appreciate her

3 Easy Steps to Get a Car Title Loan in Torrance

Icon Phone

01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Torrance, CA

$2,651

Average Title Loan in Torrance

$7,288

Average Vehicle Value

2

Loans Funded in 2025

36.4%

Average Loan-to-Value

Based on 2 title loans funded in 2025

Most Common Vehicles for Title Loans in Torrance, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Honda20081,288 mi1
Kia201741,000 mi1

Recent Title Loans Funded in Torrance, CA

The table below shows actual title loans funded in Torrance, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2006LexusRX 400h163,000$2,525
2020HondaOdyssey133,000$15,015
2012ScionxD60,000$2,695
2018HyundaiKona48,645$5,015
2019LexusNX 30097,000$2,525
2021MazdaCX-3070,000$6,878
2018SuzukiGSX-R6003,800$4,268

Frequently Asked Questions About Title Loans in Torrance, CA

Do you serve the rest of the South Bay, or only Torrance?

Both. Our office is on West Artesia Boulevard, and we regularly help people from across the South Bay, including Redondo Beach, Gardena, Carson, Lomita, and Hawthorne. You do not have to come to the office to apply. You can start online from anywhere in the area and get pre-qualified, with any in-person vehicle check set by appointment.

Can I borrow more than $10,000 in Torrance?

Sometimes, if your vehicle supports it. California caps the rate on loans between $2,500 and $10,000 at 36% plus the Federal Funds Rate. Above $10,000 that cap no longer applies, so the rate can be higher per dollar borrowed. A higher-value vehicle in good condition can support a larger loan. If you need only slightly more than $10,000, borrowing just under that figure can sometimes cost less overall, and we will show you both options before you decide.

How do I make my title loan payments in Torrance?

You can set up payments through your online account, by phone, or with automatic monthly payments so you do not have to think about it. You never have to come in to pay. We will walk you through the options when your loan is set up, and you can pay ahead or clear the balance early at any time with no prepayment penalty, which lowers the total interest you pay.

Shir Amram
Written byShir AmramMontana Capital editorial team

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