Title Loan Statistics in Torrance, CA
$5,125
Average Title Loan in California
$10,836
Average Vehicle Value
2,258
Loans Funded Since 2025
47.3%
Average Loan-to-Value
Based on 2,258 title loans funded since January 2025
Most Common Vehicles for Title Loans across California
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Toyota | 2015 | 137,730 mi | 399 |
| Honda | 2016 | 124,409 mi | 250 |
| Chevrolet | 2013 | 129,474 mi | 234 |
| Ford | 2014 | 127,150 mi | 217 |
| Nissan | 2017 | 107,282 mi | 141 |
Recent Title Loans Funded in California
The table below shows actual title loans funded in California. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Ram | 2500 | 85,576 | $15,015 |
| 2013 | BMW | 6-Series | 78,000 | $9,215 |
| 2015 | Subaru | WRX | 81,000 | $6,015 |
| 2018 | GMC | Terrain | 89,735 | $5,015 |
| 2021 | Honda | Civic | 49,000 | $2,525 |
| 2019 | Ram | 1500 | 130,000 | $10,500 |
| 2007 | Chevrolet | Tahoe | 136,000 | $2,715 |
Frequently Asked Questions About Title Loans in Torrance, CA
Both. Our office is on West Artesia Boulevard, and we regularly help people from across the South Bay, including Redondo Beach, Gardena, Carson, Lomita, and Hawthorne. You do not have to come to the office to apply. You can start online from anywhere in the area and get pre-qualified, with any in-person vehicle check set by appointment.
Sometimes, if your vehicle supports it. California caps the rate on loans between $2,500 and $10,000 at 36% plus the Federal Funds Rate. Above $10,000 that cap no longer applies, so the rate can be higher per dollar borrowed. A higher-value vehicle in good condition can support a larger loan. If you need only slightly more than $10,000, borrowing just under that figure can sometimes cost less overall, and we will show you both options before you decide.
You can set up payments through your online account, by phone, or with automatic monthly payments so you do not have to think about it. You never have to come in to pay. We will walk you through the options when your loan is set up, and you can pay ahead or clear the balance early at any time with no prepayment penalty, which lowers the total interest you pay.
