Title Loan Statistics in San Mateo, CA
$5,125
Average Title Loan in California
$10,836
Average Vehicle Value
2,258
Loans Funded Since 2025
47.3%
Average Loan-to-Value
Based on 2,258 title loans funded since January 2025
Most Common Vehicles for Title Loans across California
| Vehicle Make | Avg. Year | Avg. Mileage | # of Loans |
|---|---|---|---|
| Toyota | 2015 | 137,730 mi | 399 |
| Honda | 2016 | 124,409 mi | 250 |
| Chevrolet | 2013 | 129,474 mi | 234 |
| Ford | 2014 | 127,150 mi | 217 |
| Nissan | 2017 | 107,282 mi | 141 |
Recent Title Loans Funded in California
The table below shows actual title loans funded in California. Amounts vary based on each vehicle’s make, model, year, and condition.
| Year | Make | Model | Miles | Funded Amount |
|---|---|---|---|---|
| 2017 | Ram | 2500 | 85,576 | $15,015 |
| 2013 | BMW | 6-Series | 78,000 | $9,215 |
| 2015 | Subaru | WRX | 81,000 | $6,015 |
| 2018 | GMC | Terrain | 89,735 | $5,015 |
| 2021 | Honda | Civic | 49,000 | $2,525 |
| 2019 | Ram | 1500 | 130,000 | $10,500 |
| 2007 | Chevrolet | Tahoe | 136,000 | $2,715 |
Frequently Asked Questions About Title Loans in San Mateo, CA
No. California caps the rate on loans between $2,500 and $10,000 at 36% plus the Federal Funds Rate. Above $10,000 that cap no longer applies, so the rate can be higher per dollar borrowed. This is worth understanding on the Peninsula, where vehicles often appraise high enough to support larger loans. If you need only a little above $10,000, borrowing just under that figure can sometimes cost less overall, and we will show you both options before you decide.
You can set up payments through your online account, by phone, or with automatic monthly payments so you do not have to think about it. You never have to come into the office to pay. We will walk you through the options when your loan is set up, and you can pay ahead or clear the balance early at any time with no prepayment penalty.
References are a standard part of the application, mainly so we have a way to reach you or confirm details if we cannot get hold of you directly. They are usually people who know you, like a family member, a friend, or a coworker. Your references are not co-signers and are not responsible for the loan. They take on no debt, and providing their contact information does not put their credit at risk.
