Title Loans in Oakland

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Over 375,000+ People Helped Since 2007
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How much could I qualify for?

Get a free quote. It’s fast, secure, and simple.

Over 375,000+ People Helped Since 2007
Trusted & Accredited:

Locations in Oakland

4030B International Blvd.
Oakland, CA 94601
(510) 281-5810
View the Location page →

What Oakland Customers Say About Montana Capital

Excellent
4.5
Madiha M.
11 months ago
After my divorce, my credit score suffered, so I was concerned about getting accepted anywhere. Fortunately, I discovered this Oakland location that provides unsecured bad credit loans. Instead of concentrating only on my prior credit errors, they also considered my present income and employment stability. I was able to obtain the funds I required for moving costs, and the terms were reasonable.
Emilio J.
1 year ago
I was concerned about the terms of repayment when I applied for an installment loan, but the staff was understanding and patient as I asked all of my questions. The monthly installments are very reasonable.
Christopher D.
2 years ago
Montana Capital Car Title Loans provided me with an instant title loan that was incredibly fast and hassle-free. Their knowledgeable staff made the process smooth, and I was able to get the funds I needed within hours, which was a huge relief.
Lisa T.
2 years ago
Obtaining a commercial truck title loan for my business was effortless with the assistance of the professionals at Montana Capital Car Title Loans in Oakland. Their swift approval process and equitable terms ensured uninterrupted operations for my business.
Bob W.
2 years ago
Montana Capital Car Title Loans came to the rescue when I urgently needed a loan. Their quick response, friendly service & straightforward process made it a stress-free experience, providing the financial support I needed without any hassle. Definitely calling them in the future when i need loan.
Wayne C. D.
3 years ago
As a business owner, I needed funds for unexpected expenses, and they came through with their commercial truck title loans. The process was efficient, and the loan terms were reasonable.
Amaranto D.
3 years ago
I had a great experience with Montana Capital Car Title Loans when I needed a loan—they provided swift assistance when I needed it the most. Their professional team and quick response make them my go-to choice when I need loan.
Laverne I. G.
3 years ago
I've always had trouble securing loans because of my bad credit. However, I felt encouraged by this loan company's option for auto title loans for negative credit. They saw my ability to repay them rather than just my credit score. I appreciate your faith in me.
Derrick
3 years ago
Bad credit has always been a problem for me when it comes to getting loans. But this loan company's car title loans for bad credit option gave me hope. They looked beyond my credit score and saw my potential for repayment. Thank you for believing in me!
Joanne R.
3 years ago
I'm self-employed and have a hard time getting approved for traditional loans. That's why I was thrilled to find this company that offers personal loans with my car title as collateral in Oakland. The application process was straightforward, and I got the funds I needed within a day. Their rates are competitive, and their customer service is excellent. I'm so glad I found them!
Leonard C.
3 years ago
I had a smooth experience with this loan company for my personal loan. The loan terms were clear, and the title loan requirements were easy to meet. The team was responsive and guided me through the process. Highly recommended for hassle-free loans!
Sue E.
3 years ago
This loan company offers an excellent opportunity to borrow against your vehicle. When I found myself in a financial bind, they provided me with a title loan that allowed me to access cash based on my car's value.
Heather O.
3 years ago
I needed money for my car title, and this loan firm came through. They gave me a fair appraisal and gave me the money I needed while enabling me to keep driving my car. Excellent money for auto title services!
A Google U.
3 years ago
I needed cash for my car title, and this loan company delivered. They offered a fair appraisal and provided me with the cash I needed while allowing me to continue driving my vehicle. Great cash for car title services!
Helena R.
3 years ago
I needed a title loan but couldn't be without my car. This loan company offered a title loan without a vehicle present, which was a game-changer for me. The process was fast, and I received the funds I needed in no time
Brenda T.
4 years ago
I was in a tight spot financially and needed a quick solution. Montana Capital Car Title Loans was able to provide me with the car title loan amount I needed, and the process was so easy. The loan terms were clear and the staff was friendly. I highly recommend them.
Blanche L.
4 years ago
This is a great service for people looking for a personal loan. I had an exceptional experience with this company and I am able to get the money that I need to pay for my car quickly. The staff is also very helpful and friendly.
Patrick S.
4 years ago
I always thought it was too risky to borrow money against your car because you have to submit the car as collateral. But a friend of mine told me I could just get a car title loan with Montana Capital and keep using my car while repaying the loan in small installments. I’m truly grateful for their help!
Richard L.
4 years ago
I availed a same day payday loan from this loan company and I'm really happy with the service. The process was really fast and easy, and I was able to get the money I needed in just a few hours. The interest rate is also very reasonable, and I will definitely use this service again in the future if I need to.
Theresa D. W.
4 years ago
I'm so glad I found this loan company! I had bad credit and was really struggling to find anyone who would lend to me. This company was so helpful and they approved my loan right away. I've been able to get my finances back on track and I couldn't be more grateful. Thank you so much!
Patsy K. W.
4 years ago
This company helped me get the loan quickly, gave me a better interest rate than any other lender would have provided, and was very helpful when I had questions about the process after checking the Kelley Blue Book.
Micheal T.
5 years ago
As a result of your services, I was able to obtain a title and payday loans that I am satisfied with, and would recommend your service without hesitation.
James
12 years ago
Easy transaction and the guys were super friendly. Explained everything clearly and actually made me feel comfortable with the whole loan process. I would recommend them in the future.
Danielle W.
12 years ago
I received a loan from Oakland Car Title Loans and the experience was better than I expected. They make payment option easy, including the option to "pay near me" where they provided me with a card which I was able to use at any 7-11 in order to make sure I had my payments in on time. Not only that, they made qualifying for the loan easy and the entire process took no time at all.

3 Easy Steps to Get a Car Title Loan in Oakland

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01

Apply now

Apply either online or by phone. Montana Capital is here to help you get a loan using your car title as collateral - fast and secured!

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02

Get approved

Depending on how much your car is worth, how much money you need and your ability to repay you could get up to $50,000.

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03

Get your cash!

Have your money sent directly to your bank, debit card or pick up your money at any MoneyGram location near you.

Process

  • Apply online or call us
  • Get approved
  • Get the cash loan
  • Keep driving your vehicle

Requirements

Identification

The vehicle’s title

Personal details

References

Ability-to-repay

Benefits

Get up to $50,000

Fast, secure & free quote

Online process 24/7

Bad credit – OK

Keep driving your car

Title Loan Statistics in Oakland, CA

$5,134

Average Title Loan in Oakland

$10,626

Average Vehicle Value

27

Loans Funded in 2025

48.3%

Average Loan-to-Value

Based on 27 title loans funded in 2025

Most Common Vehicles for Title Loans in Oakland, CA

Vehicle Make Avg. Year Avg. Mileage # of Loans
Toyota2019107,917 mi5
Honda201491,235 mi4
Acura2011162,000 mi2
Dodge201596,041 mi2
Ford201199,750 mi2

Recent Title Loans Funded in Oakland, CA

The table below shows actual title loans funded in Oakland, CA. Amounts vary based on each vehicle’s make, model, year, and condition.

Year Make Model Miles Funded Amount
2017ToyotaCorolla117,000$8,096
2011AcuraMDX190,000$2,525
2016KenworthT880-Series300,000$9,515
2006FordF150130,000$3,240
2012HondaAccord130,000$2,525
2013Ram1500500,000$8,715
2013BMWX1119,000$2,525

Frequently Asked Questions About Title Loans in Oakland, CA

 Can I get a title loan on an electric vehicle in Oakland?

Yes. EVs are common across the Bay Area, and we fund title loans on them just like gas cars. The difference is in how we value them.

For an EV, the appraisal looks closely at the model, the battery’s health and remaining range, and how well that model holds its value, since some EVs depreciate faster than others. A newer EV with a healthy battery and a clean title in your name can support a strong loan. If you have a recent battery health or range report, include it with your application and it helps us value the car accurately.

I drive a truck for work out of the Port of Oakland. Can I use it for a title loan?

Yes. We fund loans on work trucks and commercial vehicles, including the heavy rigs that run drayage out of the Port of Oakland. One of our recent Oakland loans was on a Kenworth, so a big rig is not a problem on its own.

The part worth thinking through is that the truck is both your collateral and how you earn a living. We look at its value and condition, a clear title in your name, and whether the payment fits alongside the income you make running it. You can keep working the truck while you repay. Send us the details online and we will tell you what it could support.

Do you only serve Oakland, or the wider East Bay too?

Our office sits on International Boulevard in Oakland, and we regularly help people from across the East Bay, including Alameda, San Leandro, Berkeley, Emeryville, and the nearby unincorporated areas.

You do not have to be in Oakland itself, and you do not have to come to the office. You can apply online from anywhere in the East Bay and get pre-qualified in minutes. If the vehicle needs an in-person look, we book it by appointment at the Oakland office at a time that works for you.

Shir Amram
Written byShir AmramMontana Capital editorial team

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