There is no need to check your credit score or financial history when you apply for a car title loan in Fremont CA. The reason is simply: auto title loans balance your loan request against the value of your car. In other words, Montana Capital Car Title Loans uses your own vehicle as collateral to secure a quick loan in Fremont. Your credit history and rating is irrelevant, since all you need is to own a car that meets our requirements. Also, You don’t need to give up your car to use it as security. Once approved, a loan of up to $20,000 can be yours very quickly.