About car title loans

Why Choose Title Loans Over Bank Loans?

11/24/2020

While traditional bank loans can be a good option for some people, many people prefer the ease and convenience of title loans. Traditional banks loans can be hard to get, as most banks have a lengthy approval process that requires a good credit score. Unlike bank loans, title …

Who regulates car title loans?

06/24/2017

The California Department of Business Oversight oversees all lenders in California. Call us for more information.

Why is an Auto Title Loan better than a payday loan?

06/23/2017

As opposed to payday loans, which are short term loans that offer a small amount of money, title loans can be payed over a longer period, and the amount you can get is substantially higher. Another advantage is that if you make the car title loans payment on …

What is the interest rate of title loans?

06/22/2017

Our interest rates vary according to specific criteria, but we offer very competitive rates. Apply online or give us a call to find out more.

Applications submitted on this website may be originated by Montana Capital Car Title Loans® or by one of our lending partners.

^*Choosing a loan amount between $250 to $750, will connect you to our lending partners who provide installment and payday loans.

The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

The credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to, TransUnion, Equifax, LexisNexis or FactorTrust, Inc. Montana Capital Car Title Loans® has no control over other lenders’ interest rates or payments, which may vary by consumer.

Car Title loan amounts and products not available in all states.

Applicants must be at least 18 years of age. 19 in Alabama.

In California loans made or arranged pursuant to a California Financing Law License #603F508 Montana Capital Bad Credit Loans (Simple Cash Loans Inc., DBA)
In Arizona loans are made pursuant to an Arizona Department of Financial Institutions Sales Finance Company License and/or to an Arizona Department of Financial Institutions Consumer Lender License.
In Missouri our lending partners registered with the Missouri Division of Finance.
In Ohio loans are made pursuant to an Ohio Mortgage Loan Act Certificate of Registration.
In South Carolina our lending partners are licensed by the State of South Carolina, Board of Financial Institutions, Consumer Finance Division.
Tennessee: The State of Tennessee requires a minimum principal reduction. In order to comply with the minimum state-required principal reduction, some of our lending partners require that minimum payments include a principal reduction of 2% or $2.50 for Customers who get paid bi-weekly/twice-a-month, or 4% or $5 for Customers who get paid monthly, whichever is greater.
In Texas loans are made pursuant to a Regulated Lender License.
In Utah our lending partners are licensed by the state of Utah, Department of Financial Institution.
In Virginia our lending partners licensed by the Virginia State Corporation Commission.
Tribal Lenders are not licensed or regulated by most of the states they lend in.

NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington DC 20006 and the Federal Trade Commission, Equal Credit Opportunity, Washington DC 20580.