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Home > Title Loans FAQ’s

Title Loans FAQ’s

How much cash can i get

Find out now. It's fast, secure & free!

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Have Any Questions?
We are Happy to Answer!

Montana Capital Car Title Loans wants you to fully understand title loans, how they work, and how to get one with us. So we’ve created this list of frequently asked questions about title loans, broken down by category to help you get the answers to your questions.

General Title Loan Questions

What Is a Title Loan?

Where Can I Get a Loan?

How Much Money Can I Get With a Title Loan?

Do You Charge Anything to See if I Qualify for the Loan?

How Long Does It Take To Get a Title Loan?

How Do I Apply Online for a Title Loan?

How Do I Get Car Title Loans Completely Online?

Can I Apply if I Have Bad Credit?

Do I Get to Drive My Car While the Loan Is Outstanding?

If I Do Not Pay, Will My Car Be Repossessed?

Aren’t Title Loan Interest Rates Considered High?

Is It Better to Start the Process Online or in Person?

Loan Requirements

What Are the Montana Capital Title Loan Requirements?

What Documents Do I Need to Provide in Order to Get a Title Loan?

Can I Get a Title Loan Without a Bank Account?

Can You Get a Title Loan Without a Car Title?

Does the Title Have to Be In My Name?

Can You Get a Title Loan Without Registration?

What Do I Need to Bring With Me to Have My Vehicle Appraised?

Must I Have Collateral for a Title Loan?

What Can Be Used for Collateral?

Do You Need Insurance to Get a Title Loan?

Loan Qualifications

Do I Need to Have a Job to Be Approved for a Title Loan?

Can I Get a Loan With a Low FICO Score?

Can I Get a Title Loan Without Proof of Income?

What if I Don’t Even Have a Car Title? Can You Help Me Get One?

Can I Still Get a Title Loan if I’ve Had a Bankruptcy in the Past?

Can You Get a Title Loan on a Leased Car?

Can You Get a Loan on a Car With a Salvage Title?

Can I Get a Title Loan While Still Paying on My Car?

Can I Get a Title Loan With an Out of State Title?

What if I Already Have a Title Loan With Another Company?

Can I Have a Co-borrower on My Title Loan?

How It Works – Approval Process

How Does the Title Lending Process Work?

How Do I Get a Car Title or Motorcycle Title?

How Fast Can I Get My Title Loan Money?

How to Get an Online Car Title Loan With Montana Capital?

How Do You Sell a Car With a Title Loan on It?

How Does a Title Loan Buyout Work?

How Do I Apply Online for a Title Loan?

Credit & Security

Can I Get a Loan With Bad Credit?

Do Title Loans Lenders Check Your Credit?

How Does Credit Influence Approval for an Auto Title Loan?

Can I Get a Title Loan if I Have a Lot of Debt or Credit Card Bills?

How Can a Car Title Loan Help My Credit? Do You Report to the Credit Bureaus?

Is My Personal Information Safe With Montana Capital Car Title Loans?

How Can I Get a Copy of My Recent Statement?

How Do I Change My Billing Address or Phone Number Information?

Is It Possible to Have a Co-signer on My Car Title Loan?

How Do I Know if My Title Is “Free and Clear”?

Can You Get a Title Loan With a Lien?

Can Self-Employed People Get Title Loans?

What if I Am on Disability or Retired? Can I Still Be Approved for a Title Loan?

Is There a Maximum Loan Amount?

Can I Refinance My Title Loan?

If I Do Not Pay, Will My Car Be Repossessed?

Completely Online Title Loans

Can I Get an Online Loan Through Montana Capital?

Will I Still Need to Visit a Montana Capital Location if I Start the Process Online?

What Do I Need to Apply for a Loan Online?

How Much Cash Can I Get With Montana Capital Online Loan?

When Will I Receive My Funds?

How Do I Make Payments on My Online Loan?

What Are the Differences Between an Online Loan and an In-Store Loan?

What Are the Benefits of a Montana Capital Online Loan?

About Montana Capital

Are You a Licensed Lender?

How Long Have You Been in Business?

Why Does Your Website Ask For So Much Information?

What Types of Loans Are Available Online?

Is There a Montana Capital Car Title Loans Office in My Location?

Do You Put Tracking Devices on All Your Customers’ Cars?

Why Are We a Great Option for Getting a Title Loan?

Quick Answers

What if Someone Else’s Name Is on the Title With Mine?

How Much Does My Car Have to Be Worth?

Aren’t Title Loan Interest Rates Considered High?

Do I Get to Drive My Car While the Loan Is Outstanding?

Is There a Maximum Loan Amount?

Can You Get a Title Loan on Classic Cars?

What Does “Equity’’ Mean and How Does It Affect Me When Applying for an Auto Title Loan?

Once I Pay Off My Car Title Loan, When Can I Apply for Another?

The Bottom Line

Did you find the information you needed?

If you have more questions, please contact us at 1-800-700-8900 on weekdays from 9 AM to 5 PM PT to speak with a representative.

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