Do title loans affect your credit?

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Author: Montana Capital

Those interested in this option often ask “do title loans affect your credit?” and we are happy to answer that as long as you make all your payments properly and do not default on the loan, the title loan will not hurt your credit whatsoever.

Read more about the affect of title loans on your credit.

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Loans made or arranged pursuant to a California Financing Law License #603F508 Montana Capital Car Title Loans® (Simple Cash Loans Inc., DBA). In California, we may act as the broker for the loan, and may not be the direct lender. In all other serviced states, we will match you with a lender based on the information you provide on this website. We will not charge you for this service and our service is not available in all states. States that are serviced by this website may change from time to time and without notice. Montana Capital Car Title Loans® has no control over other lenders’ interest rates or payments, which may vary by consumer. We cannot guarantee we will find a lender who will fund you just because you provide us with your information on this website; in no way do we guarantee you will be approved for a car title loan or any other type of loan. Loan approval is subject to meeting lenders credit criteria, which may include providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Car Title Loans are expensive, and you may have other ways to get funding that is less expensive. These types of loans are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long-term solution. Lenders recommend and encourage consumers to pay early and often and more to avoid additional finance charges.

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